navyfederal.lendkey.comNavy Federal Credit Union - Private Student Loans - LendKey

For full functionality of this site, it is necessary to enable JavaScript. Here are instructions for how to enable JavaScript in your web browser. [close] My Account My Application FAQ Resources Calculators Opens in new window Scholarships Opens in new window Articles Opens in new window College Planning Center Opens in new window College Planning Sign Up Opens in new window College Planning Log In Opens in new window Our Loans Private Student Loans Student Loan Refinancing Phone Help Contact Phone Number 877-304-9302 Apply Main Navigation Menu My Account My Application FAQ Private Student Loans Student Loan Refinancing College Resources Opens in new window Are you a member of Navy Federal Credit Union? Yes No × Private Student Loans Let us help you pay for college to achieve your dreams. Apply with us today! * View Terms and Conditions Variable Rate ** View Conditions for Variable Rates as low as 7.79% APR (with autopay ‡ View Conditions for Autopay Discount ) Fixed Rate as low as 5.50% APR (with autopay ‡ View Conditions for Autopay Discount ) Apply Now Why Borrow With Us? Borrow What You Need Borrow up to $120,000 in undergraduate student loan debt or $160,000 in graduate debt. Release Your Cosigner Give more flexibility to your cosigner by releasing them from your loan after making 24 consecutive on-time full principal and interest payments. † View conditions for cosigner release 0.25% Interest Rate Reduction Set up recurring monthly payments and enjoy a reduced interest rate. ‡ View Conditions for Autopay Discount No Origination Fee Why pay us money to process your loan application? We’ll never charge you any origination fees. Cover Your Education Costs Use your loan for any qualified educational expense including tuition, room & board, books, and even computers. 5 Minutes & Done Complete your entire application online in under 5 minutes. Show More Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night. Flexible Payment Options — Multiple in-school payment options to select from - interest-only or $25.00/month payments. Are You Eligible? In addition to Navy Federal Credit Union’s underwriting criteria, you must also meet the following eligibility requirements: You’re enrolled at least half-time at an eligible school. You have a GPA of at least 2.0. You meet the Satisfactory Academic Progress standards as defined by your school. You’re a member of Navy Federal Credit Union (or become a member during the online application process). Have a Question? 877-304-9302 Mon - Fri: 8:00 AM - 8:00 PM ET * Terms and conditions apply. Your initial rate will be determined after a review of your application and credit profile. You must be enrolled in an eligible school (enrolled on at least a half-time basis), and meet Navy Federal Credit Union’s credit and income requirements to qualify for a loan. Additionally, in order to receive a loan from Navy Federal Credit Union, you must be a member of Navy Federal Credit Union. If you are not a member of Navy Federal Credit Union, you may apply and become a member during the loan application process. Applying with a creditworthy cosigner may result in a better chance of loan approval and/or lower interest rate. All private student loans from Navy Federal Credit Union must be certified by the applicant’s school, and Navy Federal Credit Union reserves the right to reduce the loan amount or withhold funding based on the school certification or in the event the school does not certify the loan, respectively. ** APRs for variable rate loans may increase after origination if the SOFR index increases. See Rates & Terms for additional information. † Cosigner release is subject to lender approval. In order to qualify, the borrower must submit a request and the borrower must meet the following requirements: (1) make the required number of consecutive, on-time full principal and interest payments as indicated in the borrower’s credit agreement during the repayment period (excluding interest-only payments) immediately prior to the request. Any period of forbearance will reset the repayment clock; (2) The account cannot be in delinquent status; (3) The borrower must provide proof of income indicating that he/she meets the income requirements and pass a credit review demonstrating that he/she has a satisfactory credit history and the ability to assume full responsibility of loan repayment; (4) No bankruptcies or foreclosures in the last sixty months; and (5) No loan defaults on a student loan or with Navy Federal Credit Union. ‡ If you enroll in automatic monthly payments from a personal checking or savings account to pay principal and interest amounts that are due, the Margin will be reduced by 0.25%. This rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments. Powered by Rates & Terms Opens in new window LendKey’s Privacy Policy Opens in new window LendKey’s Privacy Policy© 2024 LendKey Technologies, Inc. All Rights Reserved © 2024 LendKey Technologies, Inc. All Rights Reserved Return to...